Episode 36: Beyond the 4% Rule: Part 2 – Varied and Various Variable Distribution Strategies
In this episode, Wade and Alex get into the specifics of how Variable Distribution Strategies work – including some of the different rules and techniques that you can use with your retirement income plan.
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Episode 35: Beyond the 4% Rule – Part 1: Different Portfolio Retirement Income Strategies That May Work Better For You
In this episode, Wade and Alex go beyond constant spending strategies and discuss the key assumptions on integrating a more dynamic withdrawal strategy to your retirement plan.
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Episode 34: Even In Volatile Markets, Find Out Why The 4% Rule Distribution May Be Too Low
The previous 3 episodes discussed why the 4% rule may be too high. Now, Wade and Alex review why the opposite may be true. We break down four reasons to consider the possibility the you are underspending by applying the 4% rule to your retirement income …
Episode 33: More Reasons Why The 4% Rule May Still Be Too High
This episode concludes our three-part discussion on why the 4% sustainable withdrawal rate may be too ambitious as a retirement income planning assumption. In this episode, Wade and Alex get into how taxes, your investment account types, the need for a m…
Episode 32: Three Key Reasons Why Investing for Dividends as a Retirement Income Strategy is a Mistake
Alex and Wade discuss 3 key reasons that point out the dangers of investing for dividends (or yield) as your “go-to” retirement income strategy. Listen to hear them breakdown how this strategy violates the 4% rule and other sustainable withdrawal strateg…
Episode 31: Why the 4% Rule May Be Too High – Part 1
Alex and Wade discuss a few potential reasons why the 4% rule for taking distributions from your investment portfolio may be unfounded in today’s environment. They discuss in-depth the impact of 3 major variables that may cause you to overshoot your amou…
Episode 30: Can We Assume the 4% Rule Provides A Safe Withdrawal Rate For Retirement Income?
Wade and Alex breakdown the origins of the 4% rule and how it set the stage for the foundation of many sustainable spending strategies. They also revisit some of the assumptions in the original study and point out areas for further consideration for your…
Episode 29: What are the Four Approaches to Managing Sequence Risk?
In order to set up an investment-driven spending strategy in retirement, you need to understand the timing of your potential market returns. In this episode, Wade and Alex discuss four ways you can manage this timing risk. Listen to this episode to find …
Episode 28: Understanding The Mechanics of Any Retirement Spending Strategy
Before discussing the many sustainable spending strategies that are out there, Wade and Alex breakdown the essential characteristics that they all have in common. There are four main levers that you need understand independently and collectively to grasp…
Episode 27: What Tool Will You Use to Plan Your Retirement?
Dave Blanchett joins Wade and Alex in this episode to discuss the different retirement planning approaches. We breakdown the differences between Monte Carlo Analysis and the Funded Ratio and how they both serve a valuable purpose in your retirement incom…
