Episode 85: RISA® in Action with Doug Oosterhart, CFP®
For this week’s RISA® in Action episode, Wade and Alex welcome Doug Oosterhart, CFP®, from LifePoint Planning. Doug was truly an early adopter of the RISA®, asking his clients to take the assessment through the link in Wade’s book and then provide hi…
Episode 84: Understanding the Index Choices for Index Annuities
On today’s episode, Wade and Alex are joined by Branislav Nikolic, who is a Managing Director and Head of Insurance at the Index Standard. In his role, he is responsible for evaluating different market index options used in structured annuities. He p…
Episode 83: More on Annuities with the Author of Annuities for Dummies – Part 2
Our special Friday bonus episode this week is Part 2 of the discussion with Kerry Pechter, whose “2nd edition of Annuities for Dummies” was released on July 20th. In this episode, we learn how Kerry uses annuities within his own retirement plan, and …
Episode 82: More on Annuities with the Author of Annuities for Dummies – Part 1
This week Alex and Wade welcome Kerry Pechter to the show. Kerry is the author of “Annuities for Dummies”, which is part of the wildly popular For Dummies series of books. The second edition will be released on July 20th and pre-orders for the book a…
Episode 81: RISA® in Action: How the RISA® is used to initiate meaningful and personal retirement planning conversations.
We speak with Neal Gordon, Gordon Wealth Planning, and discuss how he uses the RISA® to enable him to get to the heart of financial planning and the emotional matter of what retirement plans make the most sense. We discuss how the RISA® enables him t…
Episode 80: Protection as An Asset Class
In today’s episode, Alex and Wade discuss Wade’s recent research paper, “Protection as an Asset Class.” After getting into a discussion of what an asset class means, they talk about two ways to think about a structured annuity as an additional asset …
Episode 79: RISA® in Action: How the RISA® points to potential starting point and potential ending point for couples and their retirement income strategy.
We speak with Michael Demkiw, from Third Tier Wealth Management. Michael discusses how his interactions with the RISA® have helped him take a step back and realize how he now interacts differently with clients. A sort of “before and after RISA®” larg…
Episode 78: Can you mix retirement income with accumulation? Breaking down living benefits, RILAs, and annuities as an accumulation tools
In this episode, we discuss how you can obtain lifetime income from a fixed-index annuity without annuitizing your contract, and how they are also comparable to more income dedicated options. We also discuss one of the most popular and fastest growin…
Episode 77: RISA® in Action: How the RISA is used to transition clients into a retirement income plan.
We speak with Jessica Wunder, CFP®, RICP®, CRPC® and Alana Light, CFP®, RICP® from McLean Asset Management about how the RISA® is used to transition clients into a retirement income plan. We discuss the optimal time to introduce the RISA, what happen…
Episode 76: Fixed Index Annuities: Do they present a best of “annuity” types for retirement income?
As in the previous episodes on annuities, Wade and Alex break down the components of Fixed Indexed annuities (FIAs). They detail the most salient features common across their contract structures and help you determine what features are right (or wron…
